Checking Accounts

Basic Checking

  • Minimum opening balance: $100.00
  • ATM/Debit Card
  • Online Banking, Bill Pay, Mobile Banking
  • Unlimited check writing
  • No maintenance fees
  • Canceled checks NOT returned
  • No imaged checks with statement
  • Complimentary eStatements
    (Paper Statements - $3.00)

 

Plus Checking

  • Complimentary first order of basic checks
  • ATM/Debit card
  • Online Banking, Bill Pay, Mobile Banking
  • Complimentary official checks
  • Complimentary eStatements
    (Paper Statements $3.00)
  • IDProtect® identity theft monitoring and resolution service1
  • Cellular Telephone Protection2
  • Debit Advantage® - Buyer’s Protection2 and Extended Warranty2
  • Health Discount Savings (registration/activation required)
  • Travel & Leisure Discounts (available online only)
  • $hopping RewardsTM (registration/activation required; available online only)
  • Roadside Assistance Service2
  • Monthly Maintenance Fee: $6.00/month

1Some benefits require registration and activation. For complete details of this checking account, speak with a Security Bank representative.

2The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.

Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

 

Premium Checking

  • Tiered Interest*
    *Interest is paid on available balance
  • Complimentary first order of basic checks
  • ATM/Debit card
  • Online Banking, Bill Pay, Mobile Banking
  • Complimentary Official Checks
  • Complimentary eStatements or Paper Statements
  • IDProtect® identity theft monitoring and resolution service1
  • Cellular Telephone Protection2
  • Debit Advantage® - Buyer’s Protection2 and Extended Warranty2
  • Health Discount Savings (registration/activation required)
  • Travel & Leisure Discounts (available online only)
  • $hopping RewardsTM (registration/activation required; available online only)
  • Roadside Assistance Service2
  • Monthly Maintenance Fee: $7.00/month;
    Fee waived with $1,500+ minimum daily balance

1Some benefits require registration and activation. For complete details of this checking account, speak with a Security Bank representative.

2The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.

Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

 

Money Market

  • Minimum opening balance: $2,500.00
  • Interest is tiered at $1,500.00 and $2,500.00
  • Balance below $2,500.00: $10.00 monthly fee
  • More than three(3) monthly transactions: $2.00 per transaction

 

Mastercard Debit Card

  • Alternative form of accessing checking account
  • Not a Credit Card
  • Serves as ATM card
  • Accepted anywhere Mastercard is accepted

If card is lost or stolen call 1-800-264-5578 and choose option 9

 

Other Checking Account Charges

  • Insufficient funds/paid or returned $26.00 per check
  • Stop payment $25.00 per check
  • Overdraft for three consecutive days $5.00/day
  • Dormant Fee: $2.00 per month if balance falls below $300.00

*e-Statements available for all accounts and notices.